Beginning Friday, October 24, 2025, RTC students will need to complete the Student Financial Responsibility Agreement (SFRA) before signing up for Winter 2026 classes.
Students will see a Financial Agreement hold on their account—please review and sign the form to unlock registration. You will need to complete the SFRA once per academic year. If you are enrolled in the RTC Continue Education classes or you are under 18 years of age, you do not need to complete the SFRA.
- It’s quick and easy.
- It explains your financial responsibilities.
- It keeps the process smooth for everyone across WA colleges.
Please note: The SFRA is an annual process, so students must accept Winter 2026 for the 2025–2026 academic year before registering for classes.
If you have any questions, please review step-by-step instruction and the FAQs below, or stop by Cashiering Office in the Student Succes Center, Building I. We’re here to help.
Get your SFRA done early and sail into next quarter with no delays!
SFRA Frequently Asked Questions
At Renton Technical College, we believe it's important for students to feel informed and empowered about their financial responsibilities. As part of our commitment to transparency and your success, you may be asked to review and accept the SFRA each year.
This agreement is designed to help you understand your financial obligations when enrolling in classes and outlines the college’s policies.
It’s a simple way for you to acknowledge your financial responsibilities and be aware of what to expect if any issues arise. We're here to support you and ensure you have all the information you need to make informed decisions about your education.
Who needs to complete the Student Financial Responsibility Agreement?
Most students enrolling in courses that charge tuition/fees will be required to complete the SFRA prior to their first registration for the year.
Some students, including those who are younger than 18 years old and those students who are not charged tuition, may be exempt from completing the form while they are in that status.
What is the SFRA and how do I complete it?
The SFRA is an important agreement that outlines financial obligations and responsibilities for attendance at RTC. If required, you will complete the SFRA in ctcLink by selecting “Holds.”
The SFRA may also be provided to you electronically or via paper if you are registering outside of ctcLink.
How often do I need to complete the SFRA?
The SFRA must be completed once per year (summer through spring), or if changes to the current agreement are mandated.
What if I don’t accept the SFRA?
If your status requires completion of the SFRA, you must review and accept it annually to register for classes.
What if someone else is responsible for paying my account (i.e. through a sponsorship or employer)?
Each student is responsible for their account and unpaid balances, especially if a third-party payer does not cover the full amount. It is important to be aware of this and understand the terms outlined in the SFRA.
Why must I complete the SFRA if my tuition and applicable fees are covered by the college or outside funding sources?
It's important to know that if you're receiving financial aid or other funding, there may be some charges on your account that aren't covered fully. For example, your student account might include things like library book fines or lost equipment fees. In these cases, you are responsible for those extra charges. Also, if there happens to be a balance on your account due to changes in your funding situation, you will be responsible for that amount.
What is an SFRA Hold?
The SFRA hold will take effect the first time you register during the year (summer – the following spring). Completion of the SFRA hold will allow you to register for that quarter and future quarters during that year.
After I complete the SFRA, when will the hold be lifted?
If you are completing the SFRA in ctcLink, the hold will be removed immediately. If you are completing an alternative form of the SFRA (electronically or via paper), the college Cashiering office will release your hold.
Can I look at a copy of the SFRA?
You will find a copy of the SFRA in ctcLink self-service Tasks menu. After signing it, you will be able to go back and review it. You can also see a copy of the SFRA here (print only).
Student Financial Responsibility Agreement
All Renton Technical College (RTC) students are bound by the Student Financial Responsibility Agreement (SFRA) upon course registration. The Agreement outlines the financial terms and conditions associated with your registration. By registering for classes, you assume financial responsibility and agree to the terms of this Agreement.
If you have questions or would like more information about the Renton Technical College Student Financial Responsibility Agreement, please contact the Cashier’s Office at 425-235-2300 or email the Cashier’s Office at cashiering@rtc.edu.
PAYMENT OF FEES/PROMISE TO PAY
I understand that by signing up for classes at RTC, I am responsible for paying all tuition, fees, charges, and other costs related to my education. I agree to pay all these charges by the due date(s).
I understand that my classes may be taught in different formats like in-person, online, or a mix of both, and that the teaching method could change due to special circumstances. Regardless of the format, I agree to pay all my bills to RTC by the due date(s).
If I don’t pay my bills by the due date, or if I owe money because of extra financial aid that I received, I understand that this debt is a student debt. Student debts must be paid and are not dischargeable in bankruptcy, unless a bankruptcy court finds that payment imposes an undue hardship. This debt includes any late fees, interest, and collection costs, as explained below in Section 2, "Delinquent Account/Collection."
I also understand that if a payment to my account is returned by the bank for any reason, I will still owe the original amount, plus a fee of RTC RETURNED CHECK AMOUNT $30.00, along with any interest and late fees.
DELINQUENT ACCOUNT/COLLECTION
Registration Hold
If I don’t pay my tuition, fees, housing fees and costs, or return extra financial aid when I’m supposed to, RTC may put a hold on my account. This means I won’t be able to sign up for more classes until I pay all past due balances or make a payment plan with the college.
Note that under RCW 28B.10.293 the institution is required to “disclose to students through a secure portal or email and the class registration process the following at the start of each academic term: (a) the amount of debt, if any, owed by the student to the institution; (b) information on payment of the debt, including who to contact to set up a payment plan; and (c) any consequences that will result from the nonpayment of the debt.”
Late Payment Charge
If I don’t pay what I owe by the due date, RTC will charge me 1% interest on the unpaid amount each month, plus any other late fees. You can check WA State policy on late fees via RCW 43.17.240. These amounts will be added to my total outstanding balance.
Collection Costs and Fees
If I don’t pay my balance or arrange for and adhere to a payment plan, RTC may send my debt to a collection agency. I understand that I will be responsible for the full debt, including interest, late fees, penalties, collection costs and fees including reasonable collection agency fees, attorney fees, court costs and fees, and any other fees allowed by law. Collection fees and/or court costs will not exceed 30% for the first collection effort and will not exceed 40% for any additional collection effort.
COMMUNICATION
Billing Methods
RTC will send my billing information through ctcLink and/or via email. I know that I am responsible for checking my ctcLink account and emails regularly. If I don’t check my bills, I still have the responsibility to ensure that all charges on my account are paid by the due date(s). Also, if there are any mistakes in the billing process, I still need to pay the correct amount owed.
Contact Information
I allow RTC and its representatives to contact me about my unpaid bills using the phone numbers, mailing addresses, or email addresses I’ve provided. They can use automated calls or dialing systems, pre-recorded messages, text messages, or personal calls and emails. I am responsible for updating RTC if my contact information changes and, while I’m a student, I will do this through the ctcLink portal. When I am no longer a student, I am responsible for keeping College records up to date with my current mailing address and contact information.
TERM OF AGREEMENT
This agreement shall remain in effect for a period of one (1) year, beginning with the start of the Summer academic term and continuing through the end of the following Spring academic term.
GOVERNING LAW / JURISDICTION
This agreement is the complete agreement between me and RTC regarding the payment of any financial obligations that I owe to the College. It is governed by the laws of Washington State. Any legal disputes related to this agreement will be handled in the courts of KING COUNTY, Washington, and I agree to the authority of those courts.
If I have additional questions regarding the SFRA, who should I reach out to?
Please contact Cashiering at (425) 235-2300, email cashiering@rtc.edu if you have any questions regarding the SFRA.